Fixed-Rate vs. Adjustable-Rate Mortgages

Fixed-Rate vs. Adjustable-Rate Mortgages

When it comes to securing a home mortgage, most of us are concerned about securing a good interest rate. But do you understand how your rate will be handled?  Most home loans come as a fixed-rate mortgage or an adjustable-rate mortgage (ARM). And while friends may...
Scarcity vs. Abundance Mindset when Buying a Home

Scarcity vs. Abundance Mindset when Buying a Home

Buying a HOUSE. Sounds a little intimidating, right? It doesn’t help that almost everyone will tell you that buying a house is the BIGGEST purchase you will ever make. And you need to do RIGHT NOW for reasons ranging from “the rates are the lowest they’ve ever...

Can You Buy a Home with Poor Credit?

At Volunteer Home Mortgage, we love making the dream of homeownership a reality for our clients! In fact, one of the most satisfying parts of our job is showing people they do not have to have good or perfect credit to buy a house. No matter what some banks or friends...

4 Types of Closing Costs You May Owe to Buy or Refinance a Home

Whether you’re buying a home or refinancing one, you know it’s going to cost you money. That’s why you need a mortgage loan! Of course, you probably need the loan to cover the house’s purchase price or its current value. But many buyers need their mortgages to cover...
Residential Construction Loan Requirements

Residential Construction Loan Requirements

If you cannot find your perfect home, build it! Home buyers tend to dream BIG but end up making countless small compromises. But why? Why do people prefer buying a less-than-perfect house that is already built rather than building their “perfect” dream house? We at...

Volunteer Moving Checklist

The big day is here, finally! Your moving date is set, the house is closing, boxes have been packed. Now what? Volunteer Home Mortgage knows how much time and preparation goes into moving when you purchase a home. We want to make sure our buyers understand what to do...