Independent Mortgage Brokers vs National Lenders

Independent Mortgage Brokers vs National Lenders

Throughout the home-buying process, you’ll be faced with many important decisions, and things can quickly become overwhelming and confusing. One decision that prospective homebuyers often get tripped up on is who they should work with. Should you go with an...
How Does an FHA 203(k) Loan Work?

How Does an FHA 203(k) Loan Work?

Do you ever dream of buying a beautiful, old house and fixing it up? Or do you find yourself struggling to find a move-in ready home? Either way, the FHA 203(k) loan is made for people like you. This amazing loan lets you borrow money for the purchase of property and...
What is an FHA 203(b) Loan with Repair Escrow?

What is an FHA 203(b) Loan with Repair Escrow?

When house prices shift, so do our standards for what we hope to buy. In this market, more people are having to consider houses that aren’t quite move-in ready. But if you’re already struggling to buy a house, you likely don’t have money saved for a bunch of...
Benefits of Refinancing Your Home

Benefits of Refinancing Your Home

When you buy a house, you may feel like everything about your mortgage is set in stone. But refinancing makes your mortgage far more flexible than you may realize. Need a lower interest rate? Want to pay off other debts faster? Regretting that you went for the...
What 2022’s Loan Limit Increases Mean for You

What 2022’s Loan Limit Increases Mean for You

Last year, house prices rose by over 18% — so loan limits are rising with them. As a result, the Federal Housing Finance Administration (FHFA) has announced its largest loan limit increase in history.  This is big news if you’re planning to take out an FHA loan or a...
5 Ways to Use Your Tax Refund to Buy a House

5 Ways to Use Your Tax Refund to Buy a House

     Have you thought about how you’ll use your tax refund? If you’re like most Americans, you want to be strategic with these extra funds. A study found that about half of consumers put their refunds in savings, and about a third pay down debt.  Those are great moves...