USDA / Rural Development

Learn about USDA / RD loans at our Loan Information Center

100% Financing:

Household income limits do apply.



  • Must be your primary residence
  • 620 Middle Credit Score required for all borrowers. WAC.
  • Manufactured homes built after January 1, 2006. Subject to approval.
  • Seller can typically pay up to 6% of buyer’s closing costs and pre-paid items
  • Property must be RD approved eligible area
  • You don’t have to be a first time homebuyer
  • All repairs required by the appraiser must be completed prior to closing of loan.
  • Other restrictions may apply please contact loan officer.

Rural Development Website:

United States Development of Agriculture: Rural Development