USDA / Rural Development

100% Financing:

Household income limits apply to USDA/RD loans.

Family size: 1-4
Adjusted Income: $78200

Family size: 5-8
Adjusted Income:  $103200

Requirements:

• Must be your primary residence
• 620 Middle Credit Score required for all borrowers. WAC.
• No manufactured homes
• Seller can typically pay up to 6% of buyer’s closing costs and pre-paid items
• Property must be RD approved eligible area
• You don’t have to be a first time homebuyer
• All repairs required by the appraiser must be completed prior to closing of loan.
• Other restrictions may apply please contact loan officer.