USDA / Rural DevelopmentLearn about USDA / RD loans at our Loan Information Center
Household income limits do apply.
- Must be your primary residence
- 620 Middle Credit Score required for all borrowers. WAC.
- Manufactured homes built after January 1, 2006. Subject to approval.
- Seller can typically pay up to 6% of buyer’s closing costs and pre-paid items
- Property must be RD approved eligible area
- You don’t have to be a first time homebuyer
- All repairs required by the appraiser must be completed prior to closing of loan.
- Other restrictions may apply please contact loan officer.