USDA / Rural Development

Loan Information Center

100% Financing:

Household income limits apply to USDA/RD loans.

Family size: 1-4
Adjusted Income: $78200

Family size: 5-8
Adjusted Income:  $103200



  • Must be your primary residence
  • 620 Middle Credit Score required for all borrowers. WAC.
  • No manufactured homes
  • Seller can typically pay up to 6% of buyer’s closing costs and pre-paid items
  • Property must be RD approved eligible area
  • You don’t have to be a first time homebuyer
  • All repairs required by the appraiser must be completed prior to closing of loan.
  • Other restrictions may apply please contact loan officer.

Rural Development Website:

United States Development of Agriculture: Rural Development

Contact us for details!

Volunteer Home Mortgage

1033 W. Broadway Ave
Maryville, TN 37801