When should you refinance your mortgage?

Purchasing a home is typically the biggest financial decision someone will make in their lifetime. It’s important to be wise during this time and to also know your options as you embark on that journey. One aspect of being a homeowner is having the option at a later...

3 Things You May Not Know About The VA Loan

A great benefit to being associated with the Armed Forces is having access to the VA Loan. The VA Loan gives families and individuals the chance to qualify for a low-cost mortgage, meaning, you aren’t required to pay as much money upfront, unless you want to!  ...

Renovation Loans

So, you like the location of your home, you don’t want to move but you would really like to update the exterior or the interior!  Don’t worry, there’s a loan for that! Actually, there are many.  Avoid feeling stuck or unhappy in your house if you don’t have...

What Are USDA Loans?

As more people flock to suburbs and major cities, the rural communities in the nation are often left with a dwindling economy and lower job opportunity. Because of this, families in rural areas typically have a lower income vs a family living in a popular suburb with...

6 Things You Need to Know About Conventional Loans

We’ve all been at the stage of our adolescence where we watched TV shows and movies and thought to ourselves, “that’s the house I want one day.”  We genuinely believed that those “dream” houses on the screen were affordable for the average person because, well, the...

FHA Loans

The thought of buying a home can be scary. All the paperwork, getting your credit in order, building up your savings for a down payment, getting approved or having the chance of getting denied for a loan. It’s all so… BIG. But, did you know that your down payment...