Your mortgage loan documentation is very important! Learn why below.
Preparing the necessary documentation is a crucial step in securing your mortgage with Volunteer Home Mortgage. Having these documents ready can streamline the loan process and facilitate a smoother closing. Here's a checklist of essential items you'll need:
Drivers License
Two Years of Personal Tax Returns (All Pages)
Two Years of All W2 and 1099 Forms
One Month Current Pay Stubs
Two Months of Current Bank Statements (All Pages)
Current 401K Retirement, Stocks, Bonds
Social Security Award Letter (if Applicable)
Retirement Statement (if Applicable)
Proof of Any Other Income
Bankruptcy Paper (if Applicable)
Divorce Decree (if Applicable)
Parenting Plan (if Applicable)
By gathering these documents in advance, you can help ensure a more efficient mortgage application process. If you have questions or need assistance with any of these requirements, the team at Volunteer Home Mortgage is here to help.