Vol Home Mortgage Blog

What’s the Difference Between FHA, Conventional, USDA, or VA Loans?

By Jerri Ingram / June 23, 2025

Walking into a mortgage conversation without understanding your loan options is like showing up to a job interview without researching the company – you might get through it, but you’re not setting yourself up for the best possible outcome. Every week, we see borrowers who’ve been steered toward the “easy” option by well-meaning loan officers, […]

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6 Things To Know About Conventional Loans

By Jerri Ingram / January 22, 2025

What is a Conventional Loan? We’ve all been at the stage of our adolescence where we watched TV shows and movies and thought to ourselves, “That’s the house I want one day.” We genuinely believed that those “dream” houses on the screen were affordable for the average person because, well, the average person in the […]

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What are FHA Loans?

By Jerri Ingram / January 22, 2025

The thought of buying a home can be scary. All the paperwork, getting your credit in order, building up your savings for a down payment, getting approved, or having the chance of getting denied for a loan. It’s all so… BIG. But, did you know that your down payment doesn’t need to be so big? […]

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What is a USDA Loan?

By Jerri Ingram / January 22, 2025

As more people flock to suburbs and major cities, the rural communities in the nation are often left with a dwindling economy and lower job opportunity. Because of this, families in rural areas typically have a lower income vs a family living in a popular suburb with a booming economy. The USDA loan is designed […]

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